Dont tell me that keates! the spare 400 could have gone towards the medical...
The loan is 2 3/4 above base, so 8% currently, Variable rate. Assuing u r guna take the whole loan, the interest alone is greater than 45k
over 7 years. Thats un-official though, its a figure i came up with in Excel and not from the bank its self, probably completely wrong knowing my maths skills!