surely it's the direct entry scale?! As I see it, the FTE scheme is self sponsored, whereas the Cabair one is partly funded by Flybe so starts on the cadet scale. I guess if you went modular and did everything as cheaply as possible, then the loan payments wouldn't be a big deal, but with a full integrated course (be it all inclusive and cheaper than other UK integrated courses) to pay for, it's quite daunting on a turboprop salary...