yeah, same as above and for gods sake keep the contact, when you finish your intergrated course and have your new shiny fATPL you might be able to get some twin hours in, which are like gold dust and will really look good on the old CV....good luck!
G
ps, as for the loan that all depends on the amount of loan and how long you want to pay it off over, just go into and high street branch and they'll happily give you the info, but it sure aint cheap thats for sure