"When insurance companies become aware of certain activities
you can be sure you will see a change in what is going on as they begin
press the authority's for action."
Lovely thought but what insurance company will want to turn away business. If you act outside your policy cover then you have no cover (maybe I'm wrong??). So keep paying your nice chunky premium and when everything goes putt putt oops bang, "I'm sorry for your trouble sir but you have invalidated your cover sir and we wish you well in court sir and it'll be like winning the lottery but in reverse so learn to sing the blues,sir "
I think the insurance companies will keep head down for this one.