Ramboflyer 1..
EK will payout $300,000dhs per dependant per disease/condition etc. So.. yes, if your child/spouse gets severally injured, becomes very ill, etc.. the company guarantees only $300,000dhs. If something else happens to another member of your family (or something different to the SAME member) the $300,000 dhs will be available again for the new case.
EK has recently continued paying beyond that amount for dependants with TERMINAL illness, (I know of at least one case where they continued support beyond $300,000dhs) but for non life threatening situations, you are left holding the tab.
Jinglie'd