cheers guys! rogueflyer01 not quite!! nearly but i want to see what FTE say - the only reason i can say so much about OAT and less about FTE is that i haven't been there yet!!! cheers foir wishing me luck i'm fairly sure that wherever i end up there'll be plenty of times that i'll need it!!!!!
Dr Eckener, i actually only do have two cents especially with chrimbo around the corner!!!!!! luckily HSBC and some other sources have more that they can lend me - and i emphasise - they're definitely only lending it to me!!!!!!!!!!
Ck thanks very much, i very much appreciate your advice!!! it's something that i've become increasingly wary of as time has gone on!!