Nice post Tony.
OK, so to summarize. We have a number who agree with my suggestion and a number who say they are not themselves average, but nobody has proposed an alternative!
I am not average; I do 80 – 100 hours a year including small amounts of IMC and increasingly occasional Night. Aircraft owner, Beginnings of learning formation flying ex aerobatic pilot, mostly do long distance touring. My limiting factor is time rather than mony, I have a Wife and two kids!
Total flying budget £4500.
Rod1