Alot of good advice here ,but you make your own luck ! Spending 70k on a career you wish to start isnt really that much over a life time .Ask yourself a few questions like :
1. How much do I really want this career?
2. Can I do it part time [keep some real money rolling in] ?
3. Am I dreaming of what this job should be like as opposed to what it actually involves ?
4. Am I prepared to work alot of hrs with sometimes little reward ?
5. Did I have difficulty getting or holding on to employment before ?
Etc etc
Its calculated risk ,do the research and dont fall into the marketing trap of seeing yourself in a big shiny helicopter with a flightsuit and helmet after 200 hrs.I think some of the older boys that post here are not giving honest advice. As much as they "hate" their job they wouldnt [couldnt] do anything else !
Ive witnessed lower than average helicopter pilots get the jobs cause their face fits ,sometimes its who you know.
Risk management is something your faced with every day as a heli-pilot so I suggest wannebes have a big picture look at the situation before they spend their dollar.