If You stay away from:-
Bad weather, Overcrowded airspace, Water and Get-Home-Itis
and
Have regular check flights rather than trying to do minimum hours
Then renting a typcal light single from a club with a good reputation is about as good as it gets.
And don't forget that you will have a motive to stay fit to pass that medical which in turn might pick up the heart condition or high blood pressure which would have got you anyway. Who knows you could even be better off !.
DS