Perhaps the pilot was too busy checking their insurance policy...... Got to the small print at the bottom, Ah!....paragraph about BRS chutes...... Splat!!!
Too late.
I heard about one that was used in anger. The aircraft still plummeted at a high rate even on the chute. Both occupants had broken legs when the Cirrus thumped down. Ouch!
I wonder if it is better to wear a parachute instead?