VMC - in terms of the certified number - has NOTHING to do with your current weight or cg, or your specific engine conditions, or the bank angle. It is a certification "line in the sand" derived to specific - and artificial - conditions which is then used as a constraint to the scheduled speeds of an aircraft.
The actual minimum speed at which a given aircraft can be controlled is dependent upon the terms you suggest (and others) but that isn't "VMC"