Millerscourt.
Cars are not that expensive anymore. You can get a new one for about 70000. It will be worth about half of that after four years which means about 700 per month. Add 100 for road tax, another 150 for insurance and then 200 for gas and you get a total cost of about 1150.
If you have children that needs to be driven around a lot you'll probably spend about 400 on taxis so spending 750 extra for having the freedom a car gives you is very reasonable.
But of course, don't even think of buing that M5
