Another reason I go for the TR (might give CTC a shot) is that where I come from a FI rating is almost same price as a TR - and the business is moving fast at the moment - so the 5 guys who just did a TR got jobs all of them with Sterling i DEnmark (where I also come from) all had 250-400 hrs.
So spending £10K on a FI is a bad deal when a TR is £15K ( and I cant afford both)
Jannik