Sorry about the major delay in getting back to you bigdaviet, Ive not had a chance to get on the comp, unfortunately its been busted for weeks which has really slowed me down.
Im quite lucky as im starting the MAPS course in October - gives me MUCH more time to get my life sorted before heading down to Jerez. As for the loan, its touch and go. Turns out my parents property doesnt have enough collateral for the BBVA secured loan so ive had to resort to other measures such as pleading with my parents to remortgage their home and realease 65k of equity. All that begging has finally paid off, and they've argreed to remortgage (I love you mum, I love you dad
)
If your going the BBVA route then you'll probably need to have most of the property paid, as the bank is very particular about its requirements.
Hope this has helped, Best of luck with the ThomasCook scheme.
KM
B