From your pay you will have deducted:-
Family health leve .It is only free for yourself.
Health is not much for the family. About 200 dhs/month.
30000DhS over 4 years to cover the furniture if you take the furnished option.???
Not quite. They either give you some furnature, or they give you 30, 000 dhs to buy your own. There's no deduction.
5% to a provident fund .
That's right. You put in 5% and they put in 12%.
Up to you, but it's interest free up to 55, 000 dhs paid back over 4 years. Most guys take 'free' money.
Is there anything else to consider ?
Just the "Pilot's Club" membership which is 100 dhs/month. A good deal.
I believe you get overtime over 78 hrs .What sort of hours are the f/os averaging and is there a difference between types?
78 hours is based on a 31 day month. Keep in mind you do not get paid for training, reserve or vacation.
The maximum legal amount you can fly is 900 hours/year. If you're on the 340, you did more than that last year and are doing 900 this year. You will have O/T shoved down your throat whether you want it or not. If you're 330, you're very smart and you fly less. It's also less on the 777, but they may be catching up. The O/T is not that generous and most guys I know would rather have the time off, but you don't get the choice.
Hope this helps.