MP. .I presume your loss of licence insurance provided by the company paid out for 'mental illness'.. .Guess what, a little birdy suggested that Mental illness may now be written out of the Loss of licence cover for your ex-company.. .. .A dreadful story and frightening to see how it has been reinforced by others experiences - forwarned is forearmed. Best of luck in your retirement and I hope the supportive posts help to minimise the effects of the past few months.