Booger,
Apologies mate, didn't mean it to come across as harsh as it reads. I know you can speak from personal experience and agree with everything you just wrote. My main point is for Fnb (or anyone else for that matter) to not get sidetracked in what they want to do because of some 'horror stories' they heard about from someone who didn't make it through. Hope that clarifies what I was trying to say.