LFFC
I don't understand your comments ref the PA Spine and the new pension.
Being on the PA Spine and leaving on the new pension scheme at 55 gives an increase in cash. In my case it equates to an additional £4000 a year pension and an additional £11000 tax free lump sum. Assuming I live until 75 this is a total of £87000 more than I would have received on the old pension scheme
Unless I am missing somthing this looks like more cash for staying until 55. Am I missing somthing?
Flo