Thomas Coupling - I'll PM home address for the boys or you. Smell it – you’ll be sitting in it - Now lets continue this debate without snide remarks.
I think you need to distinguish the two types of people who don't pay.
There are those who are tw@ts - bankrupt themselves not paying anyone and retire to nice home in spanking new cars. The other type are people whom have/are struggling to run a fledgling company. I'm sure if every businessman had a quitter mentality then the World would be short of a few very successful business people now who struggled in there early career.