Re. opinions to not fly at all at night without parachutes:
As you state, the moon is a good friend. Flying cross country in good moonlight is a piece of cake, also should it come to selecting a landing site.
Re the parachutes, I can't take that seriously ! Isn't it practically impossible to disembark a normal single engine airplane in flight in any reasonable time ? You can't get the doors up ! Not to mention any back seat pax.