HWD,
I now owe you 2000 Mongolian Togrogs !!
Just done that google search and can get £1100/month cover for around £45 - much cheaper than the £100 the bank was quoting !! I think I will now be declining the banks cover and take my own seprate cover out instead.
Thanks for pointing that out to me - can save a few more ££'s now to spend on more flying !!.