flyingisgr8,
A slight misunderstanding - my fault because the other thread
Frozen ATPL - the real cost is not very clear.
To clarify, the point of that thread was to show a breakdown of just the CPL and IR courses, ATPL theory and MCC (no PPL and hour building). That all came to £23830.
Then at the end of my post I said that from zero to Frozen ATPL cost a smidgen under £40,000. That is to say that my PPL-Multi and 240 hrs cost just over £16000.
So just to reiterate, 300 hrs and a Frozen ATPL cost me £40k and that's it. It can be done. Total debt now stands at about £15k.