Lockton, yes you are absolutely right, and now with the winter approaching, it will prove difficult, but hey ho I will use the force

.
WB, has a point. Remember, that depending on your age, you do have time to save some cash, this is what I did. I managed to save around 3/4 of what I needed. Even though I do owe a fair amount of cash, it is not £75K! It is manageable.
Rote 8, that is interesting, and £69K seems like an awful lot of cash! I did a similar thing, with regard to a spreadsheet. I didn't get much change out of £50K which included a FI rating and beer (but not loose women

), however, I did do my PPL and hour building in the USA. I think if you are shrewd with your money you can get away with around the £35K - £40K mark, but bloody hell, we have to eat!
Cheers.