There seems to be a longstanding myth on this forum that a modular CPL/IR can be obtained for around the £35,000 mark.
I took my first flying lesson in June 1998 and have maintained a spreadsheet of the costs from that date.
The spreadsheet covers every penny spent on flying and any ancillary costs right down to the stationary that I brought for my ATPL groundschool and also lost earnings for periods when I took unpaid leave from work. (Yes I am anally retentive).
I completed my IR last August and renewed in the sim this year. I have also done an MCC course, nothing glamorous mind, just the King Air sim at Atlantic. I have gone over the minimum hours for PPL, CPL and IR but not unusually so, only a couple of extra hours on the CPL course and the IR.
The spreadsheet really does include every penny that I have spent on this ludicrous mission since that date.
At the moment the total figure is a little way north of £69,000.
Of course it is a complete myth that an Integrated course can be completed for around the £75,000 mark, particularly if you have to give up a full time job in order to complete the course.