I reckon it's just plain stupidity and bad airmanship.
Assume nothing in aviation! Check for yourself. The re-fueller is not the one about to strap their arse into the aircraft after they have topped up the tanks.
This is a BIG lesson for the young guys.
Oh yeah.........please don't give me the "its an honest mistake" or "it wasn't his fault".
It wasn't an honest mistake and it was his fault!!
Enjoy your flying everyone and keep an eye on those fuel trucks.