I have no intention of operating my little SEP aircraft down to 200 ft DH on nasty days
As an aside because i really don't have a clue what your limits are with an IMC. I asked a while back on here and people gave me a set of limitations which i thought no problem i wouldn't be going up in that anyway so promptly forgot.
Can you legally on an IMC go down to 200ft DH there is no mention in the ANO of the IMC limits but you get mixed replys from FIE's if you can go below the recommend DH for IMC holders.
The bit I am scared about is someone with the wife and kids on board who is not very current doing an IFR sector + recovery on the hoof. The additional work load is huge and certainly by any strech of the imagination can't be classed as good fun. A IMC holder who looks at the wx and see's that possibility of requiring a IFR recovery and thinks well i want to get back. Sod it and plans the whole trip IFR properly. I think has got the spirit of what the IMCR is all about. Not the people who plan a trip VFR and then have use the IMC to get you home by hook and crook.