There seems to be a little confusion as to the exact company contribution.
I thought it was 7%, with another 5% matched to your personal 5%. Is this so, or is it just 7% as stated by some?
12% + 5% PC for me, with a small lump sum from another pot, to retire at 60, works out for me at about @£35k + state pension. This seems a long way off the £10k quoted earlier, so I guess one of us is in for a shock!