Soup Nazi,
Pleased to see that you have the raw ability and "drive".
You should make that statement out loud in the Virgin crew room - or for that matter the Southwest crew rooms in the US - one of the most successful carriers in the world - and all their pilots are total losers because they have to fund their own endorsement!
Why don't you just be thankful that you have achieved your career aims without having to pay for your private and commercial licence, had someone else pay for your instrument rating, and all your endorsements along the way...
Hope you are happy flying on QF because you never know when you might get a crew with no raw ability on DJ!!