LHR Rain
I fear you suffer from 'fuzzy logic'.
It is not a case of individuals 'padding retirements' for goodness sake. Many of those trying to extend their working lives are out of money - period...... through no fault of their own! but due to mismanaged company finances and related world events that have conspired to trash their retirement plans.
I have been reading your postings. You seem to be a hard unforgiving individual? I truly hope you don't have to go through what some close friends have had to endure after a lifetime of faithful support to their employer.