The question should be
"What do you want to do with the Rating? Work for an Airline or Instruct?"
An airline/GA operator won't give you a job without a Instrument Rating. A school won't give you a job with an Instructor Rating.
Sure the Instructor Rating will build your hours but so will working in the GA field. The first thing to do is build hours, either Meatbombing, Towing, small operator or instructing. The next step is the twin job. MEIFR is required. The time between the first single job to first twin job can be used to gain the IR.
For me, get the IR first. Sure it might laspe in currency but it's easier to get the currency back than trying to train for it. Money is the issue.
Good Luck
Nosey - good to see you're still alive.
