And as for pay packet versus responsibility.
If a pilot happily flies beyond the regs and duty times making his $21K a year, he will also do it when he's paid $29K a year too. He will probably be flying with a more current en route supp in his lap rather than the one he bought last year. Money will not automatically change one's attitude to the tunnel vision culture of adherence to regulations. It's about a personal decison to be as safe in all aspects of the job as possible and to stand by your judgements.