DFC,
You do talks some dramatic crap sometimes.
Suggesting that a current IMC or IR holder is more likely to end it in the poo by climbing into IMC than making a precautionary landing is rubbish frankly. If you are correct, then we may as well take all IMC ratings off their owners and stick them in the bin.
Have you never asked for a pop-up IFR clearance? No I guess not. I have many times, and I have yet to kill myself.
Scud running at 900' just below the cloud with antenna up to 2000' around you is far more scary than sitting comfortably at FL45 planning your strategy.
I plan my flights VFR, but also alow for the fact that may have to go IFR for one reason or another. Its no big deal, really.....
The last precautionary landing I read about was carried out perfectly. The next day when the chief pilot came to retrieve the plane, he wrote it off by hitting a fence.....
ta ta