Without knowing more, it's hard to advise, but who can resist giving advice?
If you intend to fly more than aboout 100 hours a year, owning an aeroplane makes sense. It's there when you want it and the freedom and aggravations are all yours.
Insurance quotes shouldn't be hard to find once you have an idea of what you want. Maintenance costs can be reduced by flying a Permit aircraft, but note the word reduced. A much bigger issue these days is hangarage. There's no such thing as cheap flying, just flying and living cheaply otherwise if one's not in the German sports car income bracket.
As one who drives a banger, lives in a hovel and has a lot of fun, I'm exhibiting a bit of bias here, but if you really want to, you'll find a way.
Have fun! Oh and obey all the advice in articles in the magazines about buying an aircraft: follow your head not your heart. Just like I didn't.