The £20000 personal loan (of which they pay back the capital but not interest) would be easier to swallow if they paid you during training and didn't put you on a seemingly punitive reduced salary of £53761 for 3 years (capt). Anyone in the LHS with a reputable airline is not going to move for that. Perhaps it explains why Jet2 is having to advertise again this week and why they're having to employ contract captains.