You need to think about what you actualy want to do with the qualifications. Do you want to be a pilot? I cant realy tell from your post if thats what you want to do at the end of the day.
You will not come out with an ATPL, you will have a CPL/IR and all the ATPL exams. This is often refered to as a Frozen ATPL, but there is no such license, what it means is that you have the right to convert your CPL to an ATPL when you reach the minimum hours for an ATPL (currently 1500 including multi pilot time and cross country time etc)
No disrespect but it sounds like you need to do a little research on the whole process before you make a choice and pay out any money because it is HUGELY expensive. Good luck
PS: A year even full time is a little optimistic, most people take 15-18 months average following the integrated route.