I have read this with interest. I fail to see, from an overall perspective, any advantage that the ctc scheme is offering us, the pilots. The scheme does not create any jobs, it merely takes money from individualy who can afford it. If company x has a requirement to recruit 20 F/Os they still have to recruit for these positions. The ctc scheme seems to allow them to do it on the cheap for those that can afford to pay their fees. If ctc were not there to fleece us, then those 20 positions would still be there to be filled.