Vague
I agree with you
Flying pay is "additional" pay which is taxed but not pensionable, Very unfair!
I decided to to use my "additional" pay to buy premium bonds rather than go for PVC's towards my pension (17%) I maintained maximum holdings over the last 15 years and am now lucky to be pulling in about £300 a month in prizes, tax free, (18% ish) whilst the capital is still in place, protected from that greedy bastard Gordon Brown!
Love many, Trust a few, Always paddle you own canoe!