411A,
Generally I agree with you, but I fly in to my home base up to 3 times a day. It is well defined, with a coastline and other good visual features. It is actually easier (and smoother for the pax) to just curve it in visually rather than take several vectors for a long protracted ILS. It certainly is easier when you do it very regularly!
But no way would I take a visual if I was uncertain about anything. For one, I can't be bothered with the extra effort.