Instructor rating dude (but only if you want to be an instructor; if you know what i mean)...
atleast there are a few descent instructing jobs out there and you can do you atpl theory while you instruct.... from what i see during your first job as an instructor you will be sitting down answering phone for a little while so there is plenty of time.. remember just do one at a time for the moment, even of you cant afford to do them all.
unfortunatly in the scheme of things the ATPL theory doesn't really help for the FIRST job but it is critical down the end.
happy hunting