Yeah, I've got to agree with the last poster...work an extra year and save the dosh (at least some of it)....I'm not sure there is much point in rushing to get qualified at the moment.
Also take into account 1 years loss of earnings...and that adds to the ATPL price!
You would have to be on a pretty good salary to pay back £650 per month for the next 11 years...maybe I'm just a wuss when it come to owing the bank money.
GQ