I'm 37 and inching headlong into it too (final ATPL test soon)). Other possible courses of action are validating you have your brain wired up for the job by doing some kind of assessment test. The one I did was the GAPAN test (
www.gapan.org). As well satisfying yourself that you have the required aptitude, this may be seen favourably by employers...but don't hold me to that.
Keep an eye out for
www.malgus.com. They are able to offer discounted integrated courses providing you pass their assessment. If you have a GAPAN "high-average" or above score then you get to skip the stage 1 assessment and move to stage 2.