Tomasiskfranco The job question is a perennial one. If I knew the answer to that, I would be sitting in the back of the jet, not flying it.
The industry is cyclical and very sensitive to economic swings, particularly so for modular students. When it's booming, there's a good chance you'll be hired reasonably quickly - assuming no glaring personality defects and the ability to fly a sim profile. Note, we have just had a boom hiring time. If you can keep your costs under control, that leaves you with options to take lower paying jobs to gain experience and contacts. The beauty of modular is you can delay doing the Instrument Rating (the most expensive part of the whole thing, with the exception of a type rating) until there's a clear upturn in hiring.
Low houred pilots are always at a disadvantage when it comes to hiring. The competition is fierce.
Getting the timing right is paramount if you're not flush with cash. The ATPLs have a clear time limit otherwise you need to do them again if you haven't got an CPL licence with an IFR (aka "frozen" ATPL).
I should say the ATPL exams have a time limit before they expire.