The bin rats and money miss managers have been taking a beating on this thread so to be fair I will cop to a action that may have very slightly resulted in the finance folks in a certain base thinking less highly of sea going officers. I was a very young Lt entrusted with my first command, a 110 foot cutter. This is in the early 1980's when getting fuel and supplies at the smaller ports was usually handled with cash. So I was issued a cheque for $10,000 and told to go a local bank to get it cashed. I carefully folded the cheque and put it the breast pocket of my shirt carefully making sure the button was done up so the cheque was safe.
I was told to arrange an MP escort to the bank but got busy with other things and realized I was not going to make the bank before closing time so I arranged with the MP's to meet me the next day to go collect the money. I was living ashore and the walk to the wardroom was hot and sweaty. Realizing that I had no clean shirts for the next day I did a laundry.......
Yup my claim to fame is I laundered $ 10,000 of public funds....
Oh how the finance guys had fun with me when I brought the little ball of fluff that was the remains of the cheque in the next day.