Travel Insurance
A question on behalf of a friend (I said I might know some well-travelled people who could help). Said person has just discovered that they have had travel insurance for the last few years included in their bank account/cards, but somehow wasn't aware and on cursory reading it does seem the bank didn't shout about it and it could be missed. In the last few years the friend has had two separate events that would have qualified for cover under the policy, but it might well be that too much time has passed to make a claim(s). So, dear well travelled internet people, do any of you have experience in this situation ? Are there time limits ? I'm imagining that the insurance underwriters would baulk at any retrospective claims.