Fortunately I have, so far, not been attracted to get rich quick or Bit coin offers.
whereas I do not have £800k in readies my house and savings probably amount to £900k
Fortunately I am happy my investments are low yeald and with reputable companies
I used to invest in stocks and shares but ONLY ones recommended by people I know or Martin Lewis.
So overall I do not feel I'm a risk taker and am happy with my lot....
Moral is expect the worse, it will probably happen..