Some really good answers here thank you everyone. Certainly going to look in to the modular approach and see if it’s realistically possible alongside my current 9 to 5. I’ve got an Irish and British passport so hopefully some money to be saved in going abroad but not all too sure where I’d stand with licences going down that route.
Paying by credit card is a good idea however I believe the flight school required bank transfer plus I’d have to split it over a lot of credit cards considering the cost - not ideal.
Time to sift through all the modular threads on here!