Very well said... can't remember last time I took off taking only minimum fuel, and in 20 years it never cost my job nor got called to give any explanation. But lost count of how many times I was glad I did bring along that little extra fuel. In my humble opinion the trick is to not overdue it, this will keep you under the radar but at the same time save you some headaches form time to time. I know the company will never really agree to that and on paper everyone flying on minimum fuel as much as possible will always bring best financial results even if some flights are to be diverted, but screw them... I just wanna do my job as relaxed as possible to be able to make better decisions when things don't go according to the flight plan.