Sorry to hear about your disappointment, and your financial loss.
Did the ATO have a selection process to assess whether you were regarded as a ‘training risk’ prior to you joining and paying the first instalment?
This should always be a strong indication as to whether you are likely to succeed without any issues.
Undertaking such intensive learning does require a proven track record in previous studies.
On reflection, were you academically up to the task?
This unfortunate experience will I hope concentrate the minds of wannabes.
It will act as a warning to others that the possibility exists that you have already passed the selection process before answering the first question in these C-19 days where employment will be non existent in the short to medium term.
You might even be able to negotiate your own financial payment scheme on a “pay as you go basis” (small credit balance is equitable) and remove the front end loading for the flying training.
Remember the golden oldies of “Due Diligence” & “Caveat Emptor”.
The contract is legally binding.
Modular training must be the popular choice just now for obvious reasons.
You may also consider obtaining legal advice as to the fairness of the contract and whether the ATO knowingly accepted you when the aptitude testing indicated that you didn’t have a “cat in hell’s chance” of succeeding.
In other words taking money under false pretences.
The facts will establish the true position.
Last edited by parkfell; 29th Oct 2020 at 11:12.