The MPL route is arguably a more controversial investment as you increase your risk as you narrow your options. All it took was for a relatively benign virus and boom, you're in 179K debt with nothing but a worthless piece of paper to show for it. The MPL route was incredibly risky and open to only those who could afford to lose 120k in all reality. The gamble paid off for some and now it's broken many. This practise should never have been allowed to go on in the first place and all those involved in the making of such a scheme should be the ones paying the price. Unfortunately for the Cadets, they are the ones who now suffer. The MPL should have only existed as a means for airlines to preselect and fully sponsor their future employees in a cost effective and forward thinking way.