Unless youre going on a tagged scheme then go modular, half the cost (can be a lot less than half if you can find a cheap way to build hours with glider towing/share in a permit aircraft etc). L3/oxford MIGHT get you a guaranteed interview but nothing is guaranteed job wise, there are lots of graduates from l3/oaa who are unemployed years after finishing training, just like some modular. I did everything on the cheap (but spent where required) and got offers from a 737 operator and a large regional, your choice.